Global Decentralized Payments: Empowering Financial Freedom with PayKLY and x402
Version 2.0 | October 2025 | A Payment Ecosystem That Transcends Borders and Unites the World
KLYCoin ($KLY) is the native utility token of the PayKLY ecosystem, a revolutionary payment infrastructure built on the x402 protocol. This whitepaper outlines the vision, technology, and token economics of KLYCoin, a digital asset designed to facilitate seamless, secure, and efficient transactions globally.
Our mission is simple yet radical: To make value transfer as natural and automatic as data transfer - worldwide. We empower developers, merchants, content creators, and users with a decentralized payment solution that transcends the limitations of traditional financial systems - without geographical boundaries.
Today's digital economy suffers from three fundamental problems:
In e-commerce and digital content consumption, intermediaries (payment processors, advertising networks, platforms) capture a large portion (2-4%) of the value created by users and content creators through commissions and fees.
Artists, writers, and creators producing content viewed millions of times cannot receive fair compensation for their work. Current platforms allocate the majority of revenue from content consumption to themselves, paying minimal amounts to content owners.
Billions of internet users worldwide generate tremendous economic value through the content they consume and purchases they make, but most of this value goes to Google, Meta, and other intermediaries. Despite the $700+ billion global digital advertising market, users receive a minimal share of the value they generate.
The PayKLY ecosystem is designed to solve these three problems through the x402 protocol:
Peer-to-peer payments occur without intermediaries thanks to the x402 protocol
Transactions are finalized in seconds (banks: 2-5 days)
Easy integration into any platform via API, supporting multi-currency and multi-language
| Token Name | KLYCoin |
| Symbol | KLY |
| Network | Binance Smart Chain (BEP-20) |
| Total Supply | 100,000,000 KLY (fixed, non-inflationary) |
| Decimals | 18 |
| Contract Type | BEP-20 EIP-2612 Permit Protocol |
The PayKLY ecosystem will develop through four main phases for sustainable growth and adaptation. Each phase builds upon the previous one, making the ecosystem stronger.
The KLYCoin and PayKLY ecosystem is poised to revolutionize how we transact online globally. By combining the power of blockchain technology with the innovative x402 protocol, we are creating a payment infrastructure that is faster, cheaper, and more user-friendly than anything that has come before.
Our vision is simple but powerful: To make value transfer as natural and automatic as data transfer - worldwide. Ensure users receive a fair share of the value they generate. Enable content creators to receive compensation for their work. Allow businesses to free themselves from intermediary commissions and pass these savings on to their customers - without geographical boundaries.
Version 2.0 Global Edition | Last Updated: October 2025 | Languages: English, Turkish
Copyright © 2025 PayKLY Global. All rights reserved.
This whitepaper reflects the current global vision of the KLYCoin project. Changes may be made during project development. Visit our official website for up-to-date information.
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